RAIN
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Rain water enters and seeps through your roof system or exterior walls causing water damage to:
- sheetrock/plaster ceilings and walls
- water damaged carpets
- water stained wallpaper or paint
- water damaged windows
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LIGHTNING
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Lightning strikes your building which causes an electrical surge. You've sustained resulting damage to the electrical system and contents. In addition, you've sustained lightning damage to your chimney or roof system. |
WIND
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Wind damages the exterior siding or roof shingles of your building. Also, wind causes a tree limb or other object to collide with the exterior area of your building. |
PLUMBING
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A plumbing line accidentally cracks which causes water to escape.You have resulting water damage to your ceilings, walls, flooring and personal property. |
FIRE & SMOKE
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Fire damages your property which includes your building and contents. Fire occurs off your premises; however, you sustain smoke damage throughout your building. |
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